FDIC announces Open Door policy, regulatory reform EASAlle

Press Releases
FDIC announces Open Door policy, regulatory reform EASAlle

AS SOON AS THE PUBLICATION OF THE
12 August 2010

The Federal Deposit Insurance Corporation today announced the open door policy that makes it easy for your audience can give input to and track EASAlle process because the Agency shall, in accordance with the Dodd-Frank Wall Street reform and Consumer Protection Act.

The practice is doing well that required administrative procedure document that manages federal rulemakings. In accordance with the new policy role in the process of the public is greater than ever before, in particular the opportunity to participate in the regulatory reform already before the rules have been developed and proposed. What is more, the public presentation of the FDIC senior officials and private sector meetings between persons will increase transparency and accountability. This voluntary disclosure policy for meetings, how the FDIC should interpret or implement the Dodd-Frank Act provisions which are not independent or joint EASAlle FDIC.

FDIC Chairman Sheila c. Bair said, "now that Congress has acted and the President signed the Bill of law, is it possible to carry out a rapid regulators at the ballpark and transparently as possible new reforms. I believe that transparency is a major problem at each step along the way.We owe it to the public is the door open-policy, users will see yourself how financial services reform is intended to be implemented. "

The new policy to extend the scope of the letter of formal notice and comment EASAlle process typically consists of the measures taken in the first place, the FDIC will host a Conference. third parties on the implementation of a series of discussions with.These designed to provide a balanced input EASAlle during and is available publicly through the webcast.In addition, any interested party may request a meeting FDIC officials or other servants, by submitting the form, which shall be adopted in accordance with the FDIC page.

The new process are other disclosure. on the basis of the two weeks of the FDIC exempt, names and affiliations of the private sector for users who fill out the senior officials to discuss the FDIC an independent or joint implementation of the new legislation through rulemakings. FDIC also release target these meetings.As always FDIC will webcast all open meetings of the Executive Board, including maqui berry burn those relating to regulatory reform.

To seek input from the public, as far as possible, be sent by email shall be open to the public's views on how the FDIC should be implemented in the new law.These comments will become part of the record and will be posted on the website of the FDIC. notifications to the public may also host major developments in the FDIC is a subscription service. also created a Bill summaries and added to the newsletter, which is updated regularly to reflect the political decisions taken during the execution of all is dedicated to this economic reform Web page at http://www.fdic.gov/financialreform/

# # #

Congress created the Federal Deposit Insurance Corporation to restore the public's confidence in the nation of the banking system of the 1933. deposits FDIC takaatte successful nation 7,932 banks and savings associations and it contributes to the stability and security by identifying, monitoring and deal with risks for which they are exposed to the FDIC may not. federal tax dollars – the insured financial institutions to finance their activities.

FDIC press releases and other information is electronically available on the Internet at www.fdic.gov order (go to www.fdic.gov/about/subscriptions/index.html) and may also be obtained from the FDIC's Public Information Center (877-275-3342 or 703-562-2200).PR-187-2010

FDIC Announces organizational changes to help enable the latest regulatory reform, Congress

Press Releases
FDIC Announces organizational changes to help enable the latest regulatory reform, Congress

FDIC Board approved today a new Office, complex Financial institutions (Court) and Division, depositors and Consumer Protection (DCP) to assist in carrying out their duties Dodd-Frank Wall Street reform and Consumer Protection Act.

The "FDIC is planning to implement strong, submit the Dodd-Frank new law, which shall expire at the end of the ' too big to fail ' default of the largest and most complex for financial institutions in the FDIC Chairman Sheila" c. Bair said. "Our new Office, complex financial institutions market is an important first step in this process.

The Court of first instance made continuously and bank holding companies with more than 100 billion dollar surveillance resources as well as the Bank's financial stability Oversight of companies of the new financial regulation, the Council appointed by the systemically important. The Court of first instance shall be governed by the law of the new authority is FDIC realisoinnista bank holding companies of written measures, procedures and instructions and the Bank, which are not undertakings to carry out such maintenance has been carried out.Excluded are increasing the recent economic crisis, when such undertakings and AIG, Lehman Brothers and Bear Stearns became insolvent.

New Division, depositors and consumer protection, the establishment of a dedicated to give more visibility to the FDIC and checking the respect of the implementation of the programme.The program ensures that banks do not conform to the requirements of consumer protection and fair lending a myriad of statutes and regulations.When Congress set up a new Office, publish implementing consumer protection rules, the FDIC will host an administration site for the implementation of those rules, banks of EUR 10 billion or less in assets and the protection of the traditional depository operation can be performed also appears in the title of the new FDIC staff and resources of the House and to promote public understanding of the FDIC deposit insurance and bank accounts insured persons-use.

"Our depositor protection and compliance with the inspection and enforcement activities are an integral part of our unique responsibilities deposit insurer and community banks thousands of administrator" said Chairman Bair."This new Division stresses the importance of these tasks we can place and purpose of the new legislation is directly to the Congress have to adapt to the new DCP also complements. consumer Financial Protection Bureau, not established in the Federal Reserve activities.FDIC supports CFPB, and we are committed to our part of the Congress has entrusted to us consumers in carrying out their duties.

# # #

Congress created the Federal Deposit Insurance Corporation to restore the public's confidence in the nation of the banking system of the 1933. deposits FDIC takaatte successful nation 7,932 banks and savings associations and it contributes to the stability and security by identifying, monitoring and deal with risks for which they are exposed to the FDIC may not. federal tax dollars – the insured financial institutions to finance their activities.

FDIC press releases and other information is electronically available on the Internet at www.fdic.gov order (go to www.fdic.gov/about/subscriptions/index.html) and may also be obtained from the FDIC's Public Information Center (877-275-3342 or 703-562-2200).PR-184-2010

REVIEWS: Sony Ericsson Xperia X10 mini

Size doesn't matter

If you've watched any of the football from the FIFA World Cup 2010 - and we're hesitant to say football - you will have probably seen the advertising for the Sony Ericsson Xperia X10 mini. The Xperia X10 mini (E10i) is an unusual device. It is the smallest Android handset we've seen and we can't imagine that you'll see a touchscreen phone much smaller without making serious compromises when it comes to usability and features.

Why is it called the X10 mini? Well that's a question we've been asking ourselves. It picks up the same design as the Xperia X10 and offers some of the same features, but critically, the X10 mini is aimed at a different user, it has different aims and ambitions. The Xperia X10 wants to be the expansive flagship multimedia handset offering the complete experience and challenging the likes of the HTC Desire and Samsung Galaxy S; the Xperia X10 mini is compact, affordable, perhaps even cute.

As such, drawing a link through nomenclature probably isn't necessary, especially now we have the X8 announced: the X10 mini would perhaps be better called the X4. We were critical of the X10 in a number of areas, but as the X10 mini has a different remit, we're less concerned about some of those things, so it isn't necessarily a foregone conclusion.

Our review X10 mini came with choice of six different coloured backs in the box: black, pink, yellow, red, silver and white pearlescent. These easily clip on and off and although they are plastic, they look smart enough and add a bit of fun to the phone, letting you tailor it to your mood, outfit, or whatever.

One thing that becomes immediately obvious about the design of the X10 mini is the curves. The rear sides curve so it sits in the palm of your hand comfortably, and the top and bottom of the front curve off too. This is important on a device this small as your fingers travel around these areas more as you interact with the small screen.

It measures just 83 x 50 x 16mm, centred around a 2.55-inch screen. Three buttons range across the bottom of the screen offering menu, home and back controls. Around the sides you'll find a camera button and volume rocker and on the top is the standby/lock key.

Physical connections offer up a Micro-USB for charging, along with a plastic flap that we doubt would stand up to any amount of rigorous use, and a 3.5mm headphone jack which is part of a key-shaped connection, we assume for some sort of accessory. Around the back of the phone you'll find a 5-megapixel camera with an LED "flash" along with the external speaker.

Power the X10 mini on and you are greeted with Android v1.6 sitting under Sony Ericsson's custom skin and as such you don't see much of Android on the surface. There are some similarities to the X10 but not many, mostly because the size of the X10 mini dictates an arrangement to make it useable. We actually quite like the solution, so hats off to Sony Ericsson for making this work.

The homescreens have an icon sitting in each corner which gives you access to core functions: SMS messages, dialler, contacts and music (by default). There is something of a missed opportunity here as a combined inbox accessed through the messages corner would have been an obvious benefit.

The homescreens offer a side-swiping arrangement, letting you drop widgets onto these pages and adding pages accordingly. There are a limited number of widgets from Sony Ericsson, but you can drop any Android widgets that you acquire when downloading apps from the Android Market, although the size will render some of them less useful.

Unfortunately you can't drop links to applications or bookmarks on the homescreens, which seems an odd omission, but you can change any of the corner icons to those applications you want, so you could ditch the messages icon and just rely on the pull-down bar at the top of the screen for your message alerts, for example. Bookmarks can be added to the main menu from the browser from where they could also be assigned to those corner shortcuts if you wanted - a link to m.pocket-lint.com perhaps?

Press the menu button, or swipe up, and the menu appears. This is a grid of icons with 9 on each page so you can swipe left and right through the menus which expand as you add applications.

Like other custom skins we've seen on Android, Sony Ericsson invites you to sign-in to your online accounts to feed information into your phone. Their Timescape application will ask you to log-in to your Facebook and Twitter accounts and then provides a stream of updates presented as individual panels on the screen.

We criticised the application on the X10 for not going far enough and being a little limiting considering the size of the screen and the amount of information you could see. On the X10 mini that is less of a problem. You can only really see one panel at a time, but the screen doesn't really allow for much more. You can then scroll up and down these updates.

As before, however, images are picked up from the online source and used as the background for the updates, but are strictly low resolution with the text over the top. It's a nice idea, but doesn't really look as good as it should. A high-resolution image but with a bleed to stop it obscuring the text might have looked better.

As before you can filter your selection to only show Twitter or Facebook (or messages or missed calls), although this was done by a side-swipe before, here it is the case of manually selecting what you want to see. If you follow a large number of Twitter users then you'll never keep up with things, and leafing through individual updates, rather than seeing them in a list with several on the page makes things more time consuming. We also think that as Sony Ericsson is gathering this information, they should provide a straightforward list view as well, but as they don't you'll need to install a separate Twitter client to gather the data again and to handle images, which Timescape doesn't cater for.

It is fortunate then that the X10 mini is an Android device as it is easy to find new applications to expand the phone and customise it to your needs, although beware the limitations of v1.6 of Android and the small screen size, as not everything will be available to you. We'd rather have an Android device than something like Brew OS, because there is definite advantage in being part of a larger community.

You can connect up friends with your contacts, which then makes the experience more complete, as you can jump from you contact's details through to see interactions in Timescape, which is a novel spin on the normal linked lists. It would be much less fiddly however, if the phone offered to automatically suggest matches.

The music player works well enough, although there are no controls from the locked screen, but you are only one button press away from unlocking the screen so it's no major issue. You can also change the volume whilst in standby which is something we always like. There is an FM radio too, as well as Sony Ericsson's PlayNow service which will offer to flog you tracks - amongst other things - at a somewhat inflated price.

The camera on the back offers average phone camera performance. It struggles to get a grip on details or colours, tending to wash out when in bright conditions, but coping better with closer range subjects. The on-screen controls offer a few scenes, but we like the fact you can easily enable and disable the LED flash. It's a shame the flash is so low powered to be virtually ineffective, combined with the phone's need to drop the shutter speed so indoor or low light shots are typically blurry.

The video offers a fairly average 640 x 480, although you do get capture at 30fps, so it could be worse. But ignoring all that, this is probably the smallest camera you'll find around. It won't win any imaging awards, but we're pleased to see the basics covered here. You also get sharing options, with email, MMS, Facebook and Picasa offered out of the box.

The browser experience is limited by the screen size here and there is no multi-touch on offer. We found that text often rescrolled accurately to fit the screen to make reading possible, but you'll need to constantly scroll up and down. If you plan on spending a lot of time on websites you might want a device with a larger screen.?

With the Xperia X10 mini being so small there is no space for a QWERTY keyboard on-screen. The X10 mini pro will deal with this by adding a slide-out keyboard, but here you have to use the on-screen 12-key keyboard. You get the option of multi-press or T9 predictive entry.

There is an obvious limitation with the screen size, because you only get a tiny window to preview what you are writing. As a result, you'll find yourself using a selection of drop-down menus when entering predictive text, but on the whole, Sony Ericsson have made it possible to enter text without too much of a problem. You don't expect much, but given that the size slows you down over the furious fingering you'd give something like the HTC Legend, we found it to be surprisingly capable.

Of course, if you are going to be spending a lot of time sending longer emails, then you might struggle to keep track of things with such a small screen (both in terms of reading and writing). But if you are more interested in sending out shorter SMS messages, then you should cope well enough.

One thing we did notice was that your thumb can get rather cramped because of tight arrangement of everything - keyboard and buttons. If you have large hands, this isn't going to work so well for you. It's worth testing it in-store if you are interested to see if it is going to be comfortable for you to use.

The screen is a 2.55-inch 240 x 320 pixel resolution capacitive display. This is a low resolution, so don't expect the sort of experience you get from larger media-rich devices. As such it is no surprise to find that Sony Ericsson's Mediascape application found in the Xperia X10 isn't included here. You'll still get a photo browser and video browser, but if watching video is a prime concern, then you'll be better off with a larger device.

As an affordable device you don't lose out on major connectivity options. You get HDSPA and Wi-Fi, offering fast connections to your data, although we did at times think the connection wasn't as strong as rival devices: we found it couldn't detect our Wi-Fi network when other devices did, and the X10 mini often seemed to find itself without a data connection, although this might be network dependent amongst other factors.

You also get sensors, like the proximity sensor and a motion sensor to rotate the screen content where it can - not everything will rotate. You get GPS too and we were pleased to find Google Maps Navigation present and correct, even if that service is a little perfunctory for UK users. It does mean free navigation though, which is more to the point.

Call quality, as it often is from smaller devices, isn't the best. Callers sounded a little too distant and reported that we didn't sound great either.

You are then left with battery life, which we found to be poor. You'll only get 3 and a half hours of talk time and we found that the phone would quite happily drain itself of battery over night. You can turn off all the synchronisation and services, but you have to be prepared to be able to charge it every night and perhaps during the day too. The battery is built-in, so there is no chance of carrying a spare either, so you might want to consider an external battery if you are taking this out for any time and make sure it is fully charged before you head off for a night out.

Verdict:

The Sony Ericsson Xperia X10 mini is something of a surprise package. It is a tiny phone, but offering the Android operating system brings with it the convenience of a handset that can be easily customised. You don't get short-changed on the hardware front either: you still have your essential hardware covered.?The skin that Sony Ericsson has layered over the top of Android makes it simple to use and we didn't feel that there was any real problem getting a response from the screen.

But this is a mini phone and it won't recreate the experience that large devices offer. Dealing with large amounts of text entry, or viewing full webpages requires a fair amount of effort on your part.?The battery life is a problem and the call quality wasn't the greatest either.

Overall, the Sony Ericsson Xperia X10 mini will appeal to some, but we don't think it will be the typical Android user. As you can get this phone for free on low cost contracts, it is likely to appeal to younger users and we feel that Android makes it much more versatile than other low cost feature phones. However, you have to really want a mini phone, with low cost Android options starting to appear more frequently given you more variety in this area.

Tags:PhonesMobile phonesSony EricssonSony Ericsson Xperia X10 miniAndroid

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Sony Ericsson Xperia X10 mini originally appeared on http://www.pocket-lint.com on Mon, 21 Jun 2010 12:44:04 +0100

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Saitek PK17U Cyborg Gaming Keyboard with Tri-Color Backlighting

High-end, adjustable, gaming keyboard with customisable backlighting, programmable functions and media keys. Multi-colour backlighting with Tru Vu illumination through...

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Saitek Eclipse II Keyboard (PK02AU)

The Eclipse II keyboard gives you a choice of backlighting colours ? purple, red and blue ? adjustable via a dimmer mechanism. Key characters and keypad illuminate making the Eclipse II ideal for use in any lighting environment. Solidly constructed from high quality materials, including a stylish silver casing, the Eclipse II?s weighted base and large area rubber feet keep it firmly planted to the desk, while cushioned, silent keys mean hours of fatigue-free use.

Read more Saitek Eclipse II Keyboard (PK02AU)

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Saitek Eclipse II Keyboard (PK02AU)

The Eclipse II keyboard gives you a choice of backlighting colours ? purple, red and blue ? adjustable via a dimmer mechanism. Key characters and keypad illuminate making the Eclipse II ideal for use in any lighting environment. Solidly constructed from high quality materials, including a stylish silver casing, the Eclipse II?s weighted base and large area rubber feet keep it firmly planted to the desk, while cushioned, silent keys mean hours of fatigue-free use.

Read more Saitek Eclipse II Keyboard (PK02AU)

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FDIC determines the overdraft facility payment application control-out sought public comment

Press Releases
FDIC set out the overdraft facility fee program guidance
Is sought public comment

AS SOON AS THE PUBLICATION OF THE
11 August 2010

The Federal Deposit Insurance Corporation, proposed today the public comment how banking institutions it controls instructions would be to implement and maintain automated overdraft programs robust control.

The proposal focuses on primarily to find effective ways to banks to monitor the overdraft facility programmes on an excessive or chronic clients ' short-term, highly cost credit instead of as a form, its intended use: protection against inadvertent overdrafts. It also provides an overview of how banks can avoid compliance and security and stability risks.

"These guidelines propose common sense ways to reduce the risks to consumers and banks.Ensure that customers are trained on correct use of the overdraft programs is just one more example of how community banks and their customers understand the role helps individuals to find suitable financial products, "said FDIC Chairman Sheila c. Bair.

According to the new rules (regulation e) that came into force banking institutions already recently is to provide customers the opportunity to opt-in programs that charged for ATM and estimated point-of-sale overdrafts.

The proposed guidelines from the FDIC's in November 2008 Study of the bank overdraft programs, which are set out in the growing use of overdraft fee programmes in the field of financial services and consumer complaints spike, FDIC, overdraft protection programme, almost double the number of the 2008 and 2009.

Sandra l. Thompson, Director of the FDIC solution, control and consumer protection, said: "the overdraft facility programs are not intended for use as the source of credit on a regular basis. than.Overdrafts by relying on may cause significant and unnecessary costs and risk of the banking institution's reputation of consumers. "

"Overdraft facility on their current account overdraft charges can exceed the amount of benefit, and may be present several times on the same day, event, and clear policies depending on the type of institution.When costs are very high compared to the overdraft facility of the benefit or when two major product is allowed, the result is often the customer dissatisfaction and the institution providing the product, "Thompson said."Useful and appropriate by providing information and offering consumers the sensible options and settings in the short-term credit option can be mutually beneficial for the institutions, and consumers. "

Comments may be submitted to the Court of 27 September 2010.

# # #

Annex:
Financial institution letter overdraft fee programs and the consumer, in PDF.(PDF-help)

Congress created the Federal Deposit Insurance Corporation to restore the public's confidence in the nation of the banking system of the 1933. deposits FDIC takaatte successful nation 8,012 banks and savings associations and it contributes to the stability and security by identifying, monitoring and deal with risks for which they are exposed to the FDIC may not. federal tax dollars – the insured financial institutions to finance their activities.

FDIC press releases and other information is electronically available on the Internet at www.fdic.gov order (go to www.fdic.gov/about/subscriptions/index.html) and may also be obtained from the FDIC's Public Information Center (877-275-3342 or 703-562-2200).PR-186-2010

Saitek PK24 Eclipse III Wired Keyboard (Electronics) recently tagged "back lit"

Saitek PK24 Eclipse III Wired Keyboard (Electronics)
By Saitek

Buy new: $79.99
Customer Rating:

Customer tags: illuminated keyboard(17), lighted keyboard(12), gaming keyboard(8), keyboard(8), computer accessories(4), glow(4), back lit(4), computer hardware(2), saitek(2), backlighting, saitek eclipse iii, computer keyboard

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Saitek X52 Flight Control System

		List Price: $99.95 Buy New: $80.94 You Save: $19.01 (19%) New (24) Used (2) from $80.00
Program your controller for each game using the powerful Smart Technology software., Precision centering mechanism; no contact technology on X and Y axes and constant spring force improve control, 5 position handle adjustment system to suit all hand sizes with soft-touch, contoured grip for maximum gaming comfort., Progressive throttle with resistance adjustment and detents for afterburner and idle., Illuminated buttons and enhanced gameplay through intuitive LCD Multi-Function Display. (more)

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Saitek Eclipse Keyboard ( PZ30AU )

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Black finish and silver keys with laser cut lettering for true illumination through the keys!, Zero-slope design and adjustable wrist rest for ergonomic comfort., Three lighting levels, volume control and mute buttons., 104 key keyboard, Plug and Play USB Design. Windows 98, SE, ME, 2000 and XP compatible. (more)

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Saitek PK17U Cyborg Gaming Keyboard with Tri-Color Backlighting

High-end, adjustable, gaming keyboard with customisable backlighting, programmable functions and media keys. Multi-colour backlighting with Tru Vu illumination through...

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Samsung N230 Netbook now shipping

The Samsung N230 will be available with either Intel's Atom N450 or Atom N470 CPU. It will be very lightweight at under 1kg, and thin as well at under 1". Battery life will also be geared towards portability, with 7 hours available via the standard battery and just under 14 available with extended options. The 10.1" 1024x600 is LED backlit and anti-reflective. Connectivity options will include USB 3.0, Bluetooth 3.0, and 802.11bgn.

The netbook is shipping starting today. Pricing information is not yet known.

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Sony's PSP phone detailed: Android 3.0, top-tier games

Sony Ericsson's plans for a PSP phone were uncovered in large fashion today through a leak this evening. A "trusted" source explained to Engadget that the device would have be a 3.7- to 4.1-inch touchscreen slider but would have PSP Go-style gamepads, bumpers and face buttons in place of the usual QWERTY keyboard. The Japanese firm would also skip directly to Android 3.0 and would back this up with both a 1GHz Snapdragon processor and a five-megapixel camera....

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Studio 1555 Backlit UK Keyboard Part No

Hi Everyone

Im in need of a part number for a UK layout backlit keyboard for my new Dell 1555, as i bought this from the outlet i did not get a choice in buying the backlit keyboard and i could really do with one.? I have looked on ebay and the only ones i can see are the US layout and i need a UK one.

Many thanks

Doughy

Edit: I have one now, the part number is C572K

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TRENDnet TK-207K 2-Port USB KVM Switch ? $15

COUPON EXPIRES 8/18. Newegg has the TRENDnet TK-207K 2-Port USB KVM Switch for a super low coupon price. It’s got 2 ports that easily let you switch between working with two computers using the same monitor, keyboard and mouse.It’s $35.99 – $21 coupon (EMCYWZN23) + free shipping = $14.99!COUPON: EMCYWZN23 expires soon!//

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Samsung releases four new 3D LED HDTVs

Samsung is all set to release four new 3D HDTVs. The 65-inch UN65C8000 is an LED-backlit unit that supports Samsung?s Real 240Hz panel and Wi-Fi connectivity with an 8,000,000:1 dynamic contrast ratio. The 50-inch PN50C680 and 58-inch PN58C680 feature a 1080p display resolution on 600Hz panels. Both 3D HDTVs have the AllShare feature, allowing them ...

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Why is DELL not providing Windows 7 Drivers for M2010?

My XPS 2010?was purchased early 2007?with XP Pro??under warranty until Dec 2012. ?I expected this (then) top of the range product to be future proofed such as being OS upgradeable. After testing the system with Windows 7 advisor and gaining a Green for Go, I contacted?Dell about? the few ?hardware updates to be expected. They informed me that a week or two after Windows 7 launch date 64 bit drivers would be available. I then upgraded the RAM to maximum 4GB and purchased Window 7 Ulimate 64bit (clean install). ?First dissapointment to note is that only 3.25GB RAM was usable, but Windows 7 was noteably faster, easier to Navigate and network friendly. So good in fact I likewise upgraded my Sony VAIO laptop and clean installed the same Windows 7 version.

Well, as most in the community know the much needed ?Dell Windows 7 drivers for not so old PC's?have not appeared. However, rather?than wait patentiently I contacted? Toshiba for a 64bit Windows 7 driver for the 350 Bluetooth module (etc) and they refused to help as the?'module' is not a "stock item"?. It can only be aquired through DELL apparently. Likewise the Broadcom NetXtreme 57xx Gigabite Controller, and the ACPI\DELL8010 function controller(s).? There is nowhere else to go but to trust and rely on DELL. In the emantime things?got so bad I had to bypass the DELL bluetooth keyboard and mouse by buying a Microsoft? USB Dual Reciever solution.? The DELL keyboard and mouse?are now gathering dust.

Today ?I telephoned DELL?because none of my SERVICE requests have been answered. Using their 0844 338 1066 number and getting new reference 647532722 the end to the story is that I learned (contrary to?all?previous advice) is that DELL will not be providing any Windows 7 drivers for the XPS M2010. I asked who to complain to about this?scandal, and advised?to enter my comments onto this forum (why? - because?DELL senior managers read it)!

I have to say thank you to?all the senoir bosses who don't like to face?cusotmers?for wasting my time and money. I think it is very wrong?of you to splash your webise about supporting?Windows 7?sell lots of new machines at thye expense of?ignoring your loyal customers who want to upgrade to an advanced more beneficial Microsoft OS system. My trust and confidence in DELL is seriously dented by misleading me into wasting money and time,?and then dumping me when all I want is some Windows 7 drivers. If you truly support Windows 7 then give service to all your old customers as well as new!

?

?

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FDIC issues list of Banks examined CRA Compliance

Press Releases
FDIC issues list of Banks examined CRA Compliance

AS SOON AS THE PUBLICATION OF THE
5. August 2010 Media Contact:
David Barr (202-898-6992)

The Federal Deposit Insurance Corporation (FDIC) provides a list of State nonmember banks today, according to a recent assessment of the consistency of the Community Reinvestment Act (CRA). evaluation of the ratings List covers which institutions attached to the FDIC may 2010. CRA is the 1977 law, intended to encourage the insured banks and thrifts local credit needs, including low-and maqui berry lean scam moderate income neighborhoods, safe and sound operations.As part of the financial institutions reform, recovery and enforcement of 1989 (FIRREA) Congress required the assessment and classification of each bank or thrift that undergoes CRA examination on or after 1 July 1990 publication.

Consolidated list of State nonmember banks, natural appetite suppressants
whose assessments have been made publicly available after July 1, 1990, presented by the Court of Justice, including the classification of each bank FDIC Public Information Center, is located at 3501 Fairfax Drive, room E-1002, Arlington, VA 22226 (877-275-3342 or 703-562-2200) or on the Internet at www.fdic.gov.

Individual bank's CRA evaluation copy is available directly to the Bank, by the material available to the public, or at the request of the FDIC Public Information Center.

### August 2010 list of Banks examined CRA Compliance

Congress created the Federal Deposit Insurance Corporation to restore the public's confidence in the nation of the banking system of the 1933. deposits FDIC takaatte successful nation 7,932 banks and savings associations and it contributes to the stability and security by identifying, monitoring and deal with risks for which they are exposed to the FDIC may not. federal tax dollars – the insured financial institutions to finance their activities.

FDIC press releases and other information is electronically available on the Internet at http://www.fdic.gov/order (go to www.fdic.gov/about/subscriptions/index.html) and may also be obtained from the FDIC's Public Information Center (877-275-3342 or 703-562-2200).PR-178-2010

FDIC Issues Fourth Quarter 2010 CRA Examination Schedule

Press Releases
FDIC issues fourth quarter 2010 CRA examination schedule

AS SOON AS THE PUBLICATION OF THE
30. August 2010 Media Contact:
David Barr (202) 898-6992

The Federal Deposit Insurance Corporation (FDIC) has made a public list of the organisations it is scheduled for 2010 in the fourth quarter of the Community Reinvestment Act (CRA) for review.This list shall be published in the revised rules published in THE CANADA REVENUE AGENCY in May 1995 that require each federal banking and thrift regulatory authority, on a quarterly basis, a CRA examination schedule for at least 30 days before the beginning of each quarter.

Review of the schedule in the result set, the size of the establishment and CRA rating survey frequency.Absent a reasonable cause body EUR 250 million or less in assets and CRA rating, CRA examination shall be carried out with satisfactory may be not more than once to 48 months. out of a reasonable cause body 250 million or less in assets and CRA rating to be recovered, the CRA examination may be not more than once in 60 months.

Institutions examine the October 1, 2010, 31.December 2010 through schedule is now based on best evidence available schedules can change. study. for example, not specifically assigned to the investigation of a regulated financial institution may be examined in the context of the application for the recourse to the marginal lending facility. Alternatively, certain establishments may require more time and resources than originally reserved for the delay in such a way as to enable other scheduled inspections. If the institution is rescheduled, you will get information on the different quarters of the later in the list.

Regulators to encourage institutions to determine his or her point of view, FDIC, pursuant to THE CANADA REVENUE AGENCY. supervised institutions of comments should be directed to the institutions or area of the appropriate FDIC Regional Office of the Deputy Leader European Parliamentary Labour Party (the locations list in the annex to the regulation). before completion CRA examination in all public comments are taken into account.

For today on a quarterly basis, a list if not available, call (703) 562-2200 (877) 275-3342, request to (703) 562-2296, fax or write to:

FDIC
Public Information Center
3501 Fairfax Drive
Room E-1002
Arlington, VA 22226-

On a quarterly basis, the list is also available on the Internet at www.fdic.gov.

Community Reinvestment Act is 1977 law is designed to encourage the insured banks and thrifts, where they are in the business of the credit for the vessels chartered needs also low and moderate income neighborhoods, safe and sound operations.

Attachments:

Congress created the Federal Deposit Insurance Corporation to restore the public's confidence in the nation of the banking system of the 1933. deposits FDIC takaatte successful nation 7,932 banks and savings associations and it contributes to the stability and security by identifying, monitoring and deal with risks for which they are exposed to the FDIC may not. federal tax dollars – the insured financial institutions to finance their activities.

FDIC press releases and other information is electronically available on the Internet at www.fdic.gov order (go to www.fdic.gov/about/subscriptions/index.html) and may also be obtained from the FDIC's Public Information Center (877-275-3342 or 703-562-2200).PR-199-2010

FDIC makes Public the implementation of the actions of July: O administrative hearings scheduled August 2010

Press Releases
FDIC Makes Public July Enforcement Actions; No Administrative Hearings Scheduled for August 2010

FOR IMMEDIATE RELEASE
August 27, 2010

The Federal Deposit Insurance Corporation (FDIC) today released a list of orders of administrative enforcement actions taken against banks and individuals in July. No administrative hearings are scheduled.

The FDIC processed a total of 76 matters in July. These included 30 cease and desist consent orders; 12 removal and prohibition orders; one cross guarantee liability; 15 civil money penalties; one prompt corrective action; six section 19 orders; nine orders terminating an order to cease and desist; one notice of intention to prohibit from further participation; and one notice of intention to prohibit from further participation and notice of assessment of civil money penalty, findings of fact and conclusions of law, order to pay, and notice of hearing.

Copies of the orders referred to above can be obtained from or inspected at the FDIC's Public Information Center, 3501 Fairfax Drive, Room E-1002, Arlington, VA (telephone 703-562-2200 or 1-877-275-3342). To view individual orders below, click the link for the PDF next to the order. To view all orders online, visit the FDIC's Web page at http://www.fdic.gov/bank/individual/enforcement/index.html. A list of orders made public today follows.

PDF Help - Information on downloading and using the PDF reader.

FINAL ORDERS ISSUED PURSUANT TO SECTION 8(b), 12 U.S.C. ?1818(b)
(Cease-and-Desist)

CB&S Bank, Inc., Russellville, AL; FDIC-10-176b; Issued 7/8/10 - PDF

Summit Bank, Prescott, AZ; FDIC-10-384b; Issued 7/28/10 - PDF

Metro United Bank, San Diego, CA; FDIC-10-379b; Issued 7/22/10 - PDF

Oceanic Bank, San Francisco, CA; FDIC-10-362b; Issued 7/15/10 - PDF

The Wilton Bank, Wilton, CT; FDIC-10-375b; Issued 7/22/10 - PDF

Bank of Jackson County, Graceville, FL; FDIC-10-364b; Issued 7/27/10 - PDF

Great Eastern Bank of Florida, Miami, FL; FDIC-10-365b; Issued 7/27/10 - PDF

TIB Bank, Naples, FL; FDIC-10-358b; Issued 7/2/10 - PDF

Pinnacle Bank, Orange City, FL; FDIC-10-184b; Issued 7/7/10 - PDF

First Chatham Bank, Savannah, GA; FDIC-10-177b; Issued 7/13/10 - PDF

AztecAmerica Bank, Berwyn, IL; FDIC-10-441b; Issued 7/30/10 - PDF

Millennium Bank, Des Plaines, IL; FDIC-10-200b; Issued 7/20/10 - PDF

First Choice Bank, Geneva, IL; FDIC-10-311b; Issued 7/29/10 - PDF

Security Bank, S.B., Springfield, IL; FDIC-10-317b; Issued 7/20/10 - PDF

Midwest Community Bank, Plainville, KS; FDIC-08-373b; Issued 7/12/10 - PDF

First Bank and Trust, New Orleans, LA; FDIC-10-329b; Issued 7/9/10 - PDF

HarVest Bank of Maryland, Rockville, MD; FDIC-10-349b; Consent Order; Issued 7/2/10 - PDF

Monroe Bank & Trust, Monroe, MI; FDIC-10-163b; Issued 7/12/10 - PDF

Sherburne State Bank, Becker, MN; FDIC-10-296b; Issued 7/12/10 - PDF

Riverland Bank, Jordan, MN; FDIC-10-208b; Issued 7/1/10 - PDF

Progrowth Bank, Nicollet, MN; Issued 7/1/10 - PDF

1st Commerce Bank, North Las Vegas, NV; FDIC-09-703b; Issued 7/13/10 - PDF

Hanover Community Bank, Garden City Park, NY; FDIC-10-292b; Issued 7/27/10 - PDF

Parkway Bank, Lenoir, NC; FDIC-10-402b; Issued 7/15/10 - PDF

Security Savings Bank, SSB, Southport, NC; FDIC-10-330b; Issued 7/28/10 - PDF

Benchmark Bank, Gahanna, OH; FDIC-10-355b; Issued 7/30/10 - PDF

Sevier County Bank, Sevierville, TN; FDIC-10-150b; Issued 7/27/10 - PDF

Main Street Bank, Kingwood, TX; FDIC-10-321b; Issued 7/28/10 - PDF

Cascade Bank, Everett, WA; FDIC-10-322b; Issued 7/15/10 - PDF

Citizens Bank of Mukwonago, Mukwonago, WI; FDIC-10-357b; Issued 7/30/10 - PDF

FINAL ORDERS ISSUED PURSUANT TO SECTION 8(e), 12 U.S.C. ? 1818(e)
(Removal and Prohibition Orders)

FNBT.COM BANK.COM, Fort Walton Beach, FL; FDIC-10-110e; against Rita M. Richardson; Issued 7/21/10 - PDF

Gulf Coast Bank and Trust, New Orleans, LA; FDIC-09-433e; against Keith Ann Stopa; Issued 7/21/10 - PDF

First United Bank & Trust, Oakland, MD; FDIC-10-237e; against Jeremy T. Brooks; Issued 7/30/10 - PDF

Enterprise Bank and Trust Company, Lowell, MA; FDIC-10-156e; against David R. Nolan; Issued 7/22/10 - PDF

First State Bank, Minnesota, Le Roy, MN; FDIC-09-385e; against Gerald A. Payne; Issued 7/21/10 - PDF

BankPlus, Belzoni, MS; FDIC-09-040e; against Charles K. Payne, Jr.; Issued 7/21/10 - PDF

Hancock Bank, Gulfport, MS; FDIC-09-568e; against Pamela K. Swilley; Issued 7/30/10 - PDF

The Bank, Woodbury, NJ; FDIC-09-564e; against Jason W. Shaw; Issued 7/21/10 - PDF

Coatesville Savings Bank, Coatesville, PA; FDIC-10-236e; against James D. Ziegler; Issued 7/21/10 - PDF

North Penn Bank, Scranton, PA; FDIC-10-191e; against Glenn J. Clark; Issued 7/30/10 - PDF

International Bank of Commerce, Laredo, TX; FDIC-09-719e; against Norma Vargas; Issued 7/21/10 - PDF

Interstate Bank SSB, Perryton, TX; FDIC-09-738e; against Kathy Cluck; Issued 7/22/10 - PDF

FINAL ORDERS ISSUED PURSUANT TO SECTION 5(e), 12 U.S.C. ? 1815(e)
(Cross Guarantee Liability)

The Bank, Weatherford, TX; FDIC-09-739kk; Order Accepting Partial Satisfaction of Cross Guarantee Liability and Conditionally Granting Approval for Waiver of Cross Guarantee Liability; Issued 7/15/10 - PDF

FINAL ORDERS ISSUED PURSUANT TO SECTION 8(i), 12 U.S.C. ? 1818(i)
(Civil Money Penalties)

Glennville Bank, Glennville, GA, FDIC-10-270k; in the amount of $7,000.00; Issued 7/28/10 - PDF

West Bank, West Des Moines, IA; FDIC-10-125k; in the amount of $15,500.00; Issued 7/12/10 - PDF

Town Square Bank, Inc., Ashland, KY; FDIC-10-260k; in the amount of $1,250.00; Issued 7/2/10 - PDF

Gulf Coast Bank and Trust, New Orleans, LA; FDIC-09-434k; against Keith Ann Stopa in the amount of $10,000.00; Issued 7/21/10 - PDF

Enterprise Bank and Trust Company, Lowell, MA; FDIC-10-157k; in the amount of $1,000.00; Issued 7/22/10 - PDF

Ann Arbor State Bank, Ann Arbor, MI; FDIC-10-267k; in the amount of $800.00; Issued 7/1/10 - PDF

First State Bank Minnesota, Le Roy, MN; FDIC-09-386k; against Gerald A. Payne in the amount of $30,000.00; Issued 7/21/10 - PDF

Vermillion State Bank, Vermillion, MN; FDIC-10-113k; in the amount of $9,800.00; Issued 7/21/10 - PDF

First Southern Bank, Columbia, MS; FDIC-10-420k; in the amount of $10,000.00; Issued 7/20/10 - PDF

Affinity Bank of Pennsylvania, Wyomissing, PA; FDIC-10-269k; in the amount of $5,500.00; Issued 7/22/10 - PDF

Clayton Bank and Trust, Knoxville, TN; FDIC-10-422k; in the amount of $10,000.00; Issued 7/21/10 - PDF

Tri-State Bank of Memphis, Memphis, TN; FDIC-10-418k; in the amount of $4,000.00; Issued 7/14/10 - PDF

Transportation Alliance Bank, Ogden, UT; FDIC-09-733k; in the amount of $97,500.00; Issued 7/21/10 - PDF

AbbyBank, Abbotsford, WI; FDIC-10-242k; in the amount of $7,000.00; Issued 7/7/10 - PDF

AbbyBank, Abbotsford, WI; FDIC-10-243k; in the amount of $8,500.00; Issued 7/7/10 - PDF

FINAL ORDERS ISSUED PURSUANT TO SECTION 38, 12 U.S.C. ? 1831o
(Prompt Corrective Actions)

Palos Bank and Trust Company, Palos Heights, IL; FDIC-10-456PCAS; Issued 7/14/10 - PDF

FINAL ORDERS ISSUED PURSUANT TO SECTION 19, 12 U.S.C. ? 1829
(Section 19)

Petra Alexandra Burk; FDIC-10-222L; Order Granting Permission to File Application and Approving Application for Consent to Participate in the Affairs of any Insured Depository Institution; Issued 7/28/10 - PDF

Richard Allan Garber; FDIC-10-225L; Order Granting Permission to File Application and Approving Application for Consent to Participate in the Affairs of any Insured Depository Institution; Issued 7/13/10 - PDF

Travis D. Haymore; FDIC-10-126L; Order Granting Permission to File Application and Approving Application for Consent to Participate in the Affairs of any Insured Depository Institution; Issued 7/27/10 - PDF

Lincoln T. Smith; FDIC-09-661L; Order Granting Permission to File Application and Approving Application for Consent to Participate in the Affairs of any Insured Depository Institution; Issued 7/20/10 - PDF

Brian Tranetzki; FDIC-10-171L; Order Granting Permission to File Application ad Approving Application for Consent to Participate in the Affairs of any Insured Depository Institution; Issued 7/28/10 - PDF

Corey Charles Woodson; FDIC-10-283L; Order Granting Permission to File Application and Approving Application for Consent to Participate in the Affairs of any Insured Depository Institution; Issued 7/13/10 - PDF

TERMINATIONS

Orders Terminating an Order to Cease and Desist

First Lowndes Bank, Fort Deposit, AL; FDIC-08-018b; Issued 7/28/10 - PDF

Independence Bank, Newport Beach, CA; FDIC-08-037b; Issued 7/23/10 - PDF

Independence Bank, Newport Beach, CA; FDIC-08-162b; Issued 7/23/10 - PDF

Darien Rowayton Bank, Darien, CT; FDIC-09-178b; Issued 7/15/10 - PDF

Freedom Bank, Bradenton, FL; FDIC-08-173b; Issued 7/28/10 - PDF

Peninsula Bank, Englewood, FL; FDIC-09-498b; Issued 7/13/10 - PDF

Appalachian Community Bank, Ellijay, GA; FDIC-09-010b; Issued 7/27/10 - PDF

Satilla Community Bank, Saint Marys, GA; FDIC-09-147b; Issued 7/28/10 - PDF

West Coast Bank, Lake Oswego, OR; FDIC-09-453b; Issued 7/15/10 - PDF

NOTICES ISSUED

(Note: A Notice is a proposal enforcement action and is not a final decision or order by the FDIC)

Notice of Intention to Prohibit From Further Participation

Chinatrust Bank (U.S.A.), Torrance, CA; FDIC-10-335e; Notice of Intention to Prohibit From Further Participation against Arlene Shih; Issued 7/20/10 - PDF

Notice of Intention to Prohibit From Further Participation and Notice of Assessment of Civil Money Penalty, Findings of Fact and Conclusions of Law, Order to Pay, and Notice of Hearing

American Bank Center, Dickinson, ND; FDIC-09-205e; FDIC-09-206k; Notice of Intention to Prohibit From Further Participation and Notice of Assessment of Civil Money Penalty, Findings of Fact and Conclusions of Law, Order to Pay, and Notice of Hearing against Howard R. Palmer; Issued 7/21/10 - PDF

# # #

Congress created the Federal Deposit Insurance Corporation in 1933 to restore public confidence in the nation's banking system. The FDIC insures deposits at the nation's 7,932 banks and savings associations and it promotes the safety and soundness of these institutions by identifying, monitoring and addressing risks to which they are exposed. The FDIC receives no federal tax dollars – insured financial institutions fund its operations.

FDIC press releases and other information are available on the Internet at www.fdic.gov, by subscription electronically (go to www.fdic.gov/about/subscriptions/index.html) and may also be obtained through the FDIC's Public Information Center (877-275-3342 or 703-562-2200). PR-198-2010

FDIC issues list of Banks examined CRA Compliance

Press Releases
FDIC issues list of Banks examined CRA Compliance

AS SOON AS THE PUBLICATION OF THE
5. August 2010 Media Contact:
David Barr (202-898-6992)

The Federal Deposit Insurance Corporation (FDIC) provides a list of State nonmember banks today, according to a recent assessment of the consistency of the Community Reinvestment Act (CRA). evaluation of the ratings List covers which institutions attached to the FDIC may 2010. CRA is the 1977 law, intended to encourage the insured banks and thrifts local credit needs, including low-and moderate income neighborhoods, safe and sound operations.As part of the financial institutions reform, recovery and enforcement of 1989 (FIRREA) Congress required the assessment and classification of each bank or thrift that undergoes CRA examination on or after 1 July 1990 publication.

Consolidated list of State nonmember banks, whose assessments have been made publicly available after July 1, 1990, presented by the Court of Justice, including the classification of each bank FDIC Public Information Center, is located at 3501 Fairfax Drive, room E-1002, Arlington, VA 22226 (877-275-3342 or 703-562-2200) or on the Internet at www.fdic.gov.

Individual bank's CRA evaluation copy is available directly to the Bank, by the material available to the public, or at the request of the FDIC Public Information Center.

### August 2010 list of Banks examined CRA Compliance

Congress created the Federal Deposit Insurance Corporation to restore the public's confidence in the nation of the banking system of the 1933. deposits FDIC takaatte successful nation 7,932 banks and savings associations and it contributes to the stability and security by identifying, monitoring and deal with risks for which they are exposed to the FDIC may not. federal tax dollars – the insured financial institutions to finance their activities.

FDIC press releases and other information is electronically available on the Internet at http://www.fdic.gov/order (go to www.fdic.gov/about/subscriptions/index.html) and may also be obtained from the FDIC's Public Information Center (877-275-3342 or 703-562-2200).PR-178-2010

FDIC offers tips to keep costs down Checking for and savings

Press Releases
FDIC offers tips to keep costs down Checking for and savings
Other topics include the latest news from the FDIC Consumer permanent growth of the Federal deposit insurance coverage $ detailing and money management strategies for young adults

AS SOON AS THE PUBLICATION OF THE
25. August 2010

New rules limit payments to banks and other financial institutions may charge you for some services, so it is possible that other services, such as checking and savings accounts, to go up. FDIC Consumer News, Federal Deposit Insurance Corporation, as published by the Summer of 2010 features a careful consumers can avoid ways unnecessary costs on deposit accounts.Other timely topics include permanent increase in the basic federal deposit insurance limit $ detailing the financial advice for young people and their own.

For press and hold down costs and savings, tips FDIC are the following criteria:

Comparison shop.See what is offered to your Bank and a few competitors, in particular, if the bank where you have placed the new charges. Monitor communications Bank.Check your bank statements as soon as possible for errors that may be paid in cash and payments were further does not understand.Understands the overdraft facility options. Clearly, the best and cheapest way to avoid overdrafts are good posts entries and have sufficient funds to cover the estimated from your account., you should also be aware of the new opt-in rules to cover the debit card Purchases for each completed occurrence of the overdraft and payment and costly overdraft coverage fewer options, such as account review link to savings account, overdraft credit lines and small-dollar loans, withdrawals from ATM. Reduce ATM fees.When you are not close to your bank or one of the pankkiautomaattien need cash, to know the settings. One possibility is to use a debit card when making purchases and money back to Ask, but to establish your bank entry is free of charge.

Basic Federal deposit insurance limit permanent growth — at least 100000 EUR for a period of at least $ detailing the limit per depositor rather than from — was included in the new economic reform law adopted in July by the law of the basic regulation before the Federal deposit insurance limit was set to go back to the $ 1.January 2014.

Permanent increase in deposit insurance coverage ", $ detailing the depositors with CDS (certificates of deposit) $ 100,000 but less than $ is losing coverage detailing the longer these CDs from the maturing 2013, without worrying about the FDIC Chairman Sheila" said c. Bair.

Other articles of the Declaration to discuss what I know, and if your bank is closed, and how the FDIC insurance protection rule specific customer deposits $ detailing exceeded at least six months after the close of the merger or.FDIC money tips for young adults of the basic regulation, the emphasis will be placed on the importance of the plan is created — sooner the better — expenditure for the taxation of savings income in the management development, building a good credit record and to protect the financial fraud.

FDIC Consumer News objective is to provide timely, reliable and innovative tips and in financial matters, free of charge information. Summer 2010 version can read or www.fdic.gov/consumers/consumer/news/cnsum10 has been printed.FDIC also offers young adults in a separate article, reprinted in a two-page spread.You can print the amount in the said article, go to www.fdic.gov/consumers/consumer/news/cnsum10/starting_out_on_your_own.pdf.

You can search for FDIC Consumer News, including a special version of the current and past issues, visit the following www.fdic.gov/consumernews or to request paper copies, please contact the FDIC Public Information Center toll-free at 1-877-275-3342, by e-mail to publicinfo@fdic.gov or FDIC Public Information Center, 3501 North Fairfax Drive, room E-1002, Arlington, VA 22226.

You can subscribe to the quarterly FDIC Consumer News in two ways. you receive an e-mail message about the links to each new issue of stories, go to www.fdic.gov/about/— subscriptions/index. html and would like to receive the newsletter by e-mail., free of charge, contact the Public Information Center, as above.

FDIC encourages financial institutions, government agencies, consumer groups, educators, the media and someone else helps improve tips and information about FDIC Consumer News widely available publication is reprinted, in whole or in part without the prior authorisation to do so also can link or mention the FDIC Web site.

# # #

Congress created the Federal Deposit Insurance Corporation to restore the public's confidence in the nation of the banking system of the 1933. deposits FDIC takaatte successful nation 7,932 banks and savings associations and it contributes to the stability and security by identifying, monitoring and deal with risks for which they are exposed to the FDIC may not. federal tax dollars-the insured financial institutions to finance their activities-.

FDIC press releases and other information is electronically available on the Internet at www.fdic.gov order (go to www.fdic.gov/about/subscriptions/index.html) and may also be obtained from the FDIC's Public Information Center (877-275-3342 or 703-562-2200).PR-197-2010

FDIC to extend the application of section safe account Pilot

Press Releases
FDIC to extend the application of section safe account Pilot

AS SOON AS THE PUBLICATION OF THE
2. September 2010,

The Federal Deposit Insurance Corporation (FDIC) to extend the period of 30 days from the date on which the pilot program providing secure insured depository institutions to assess the feasibility of cost savings accounts, and that the needs of the transactional technology consumers.

Extension of the deadline, there are a number of institutions, indicating whether the current product offerings have to adapt to the changes, if necessary, where appropriate, the parameters for the pilot program to plan whereas responsive product offering and provide appropriate assessment and approval of applications there is a need for more time to reply to.

Applications are now due 15.October 2010 and submit through safeacctpilot@fdic.gov.The institutions shall be informed of their selection on the Oct. 29. reporting requirements, the contribution of the positive aspects of the pilot program information necessary to establish eligibility for the insured institutions is available at http://www.fdic.gov/consumers/template/.

FDIC announced pilot program 10.August 2010.

# # #

Congress created the Federal Deposit Insurance Corporation to restore the public's confidence in the nation of the banking system of the 1933. deposits FDIC takaatte successful nation 7,830 banks and savings associations and it contributes to the stability and security by identifying, monitoring and deal with risks for which they are exposed to the FDIC may not. federal tax dollars-the insured financial institutions to finance their activities.

FDIC press releases and other information is electronically available on the Internet at www.fdic.gov order (go to www.fdic.gov/about/subscriptions/index.html) and may also be obtained from the FDIC's Public Information Center (877-275-3342 or 703-562-2200).PR-203-2010

First Midwest Bank, Itasca, Illinois, is responsible for all deposits and Palos Bank Trust Company, Palos Heights, Illinois

Press Releases
First Midwest Bank, Itasca, Illinois, is responsible for all deposits and Palos Bank Trust Company, Palos Heights, Illinois

AS SOON AS THE PUBLICATION OF THE
13. August 2010 Media Contact:
David Barr
Office phone: (202) 898-6992
Mobile phone: (703) 622-c(2006) 4790
Email: dbarr@fdic.gov

Palos Bank and Trust Company, Palos Heights, Illinois, has ended today, the Illinois Department of financial and professional regulation, Division of Banking, appointed the Federal Deposit Insurance Corporation (FDIC) as receiver. depositors, purchase and assumption agreement with first Midwest Bank, Itasca, Illinois, to assume all deposits and Palos Bank Trust Company became the FDIC.

Five branches in Palos Bank and Trust Company again on Saturday as the first Midwest bank depositors of the bank branches. Palos and Trust Company is automatically set to the First Midwest Bank depositors. FDIC insured lose man boobs Deposits continue, so there is no need for customers to change banking relations between them in order to preserve the deposit insurance coverage. Palos customers of that Bank and Trust Company should continue to use the existing branch, before they receive the communication First Midwest Bank that it is complete, so that other branches of the first Midwest bank account for the changes to the systems.

This evening and over the weekend, the depositors of the Bank and Trust Company Palos to spend money in writing checks or using ATM or debit card cards. handled for the Bank to carry out checks. Loan customers should continue their for the purpose of effecting payments in the usual manner.

30. June 2010, the Bank and Trust Company Palos was approximately 493.4 million dollar assets and 467.8 million in total deposits.First Midwest Bank shall pay to the FDIC 1,0% assumed all deposits and Palos Bank Trust Company premium.In addition to assuming all of the deposits of the failed Bank, first Midwest Bank agreed to purchase substantially all the assets.

Midwest first Bank and FDIC entered the LGD of a transaction, 343.8 million-dollar Bank and Trust company's Palos property.First Midwest Bank share loan losses asset pools LGD within the scope of the agreement.Loss-to-GDP ratio is projected to maximise the return on the transaction to keep the assets covered by the private sector are also expected to the transaction. loan customers to reduce disturbances.For more information about the LGD, please visit: http://www.fdic.gov/bank/individual/failed/lossshare/index.html.

Customers who have questions about today's event can call the FDIC toll free 1-800-913-3053. phone number: 00-functional 9 p.m., Central Daylight Time (Centre), until the evening of Saturday-9: 00 a.m. 6: 00 p.m., the translation Centre for bodies of the European Union; on Sunday, April 26, 2009 at 6: 00 p.m., the translation Centre for bodies of the European Union; and after 8: 00 a.m. 8: 00 p.m., the translation Centre for bodies of the European Union. interested parties may also visit the FDIC's Web site at http://www.fdic.gov/bank/individual/failed/palosbank.html.

FDIC estimates that Deposit Insurance (DIF)-cost is 72.0 million dollar. compared to in any other way, the first Midwest Bank acquisition was the cheapest, the accuracy of the FDIC DIF. Palos Bank and Trust Company to face the nation this year, the FDIC-insured institution 110th and fourteenth, Illinois Last FDIC insured institution. closed was Ravenswood Bank, Chicago, 6.August 2010.

# # #

Congress created the Federal Deposit Insurance Corporation to restore the public's confidence in the nation of the banking system of the 1933. deposits FDIC takaatte successful nation 7,932 banks and savings associations and it contributes to the stability and security by identifying, monitoring and deal with risks for which they are exposed to the FDIC may not. federal tax dollars – the insured financial institutions to finance their activities.

FDIC press releases and other information is electronically available on the Internet at www.fdic.gov order (go to www.fdic.gov/about/subscriptions/index.html) and may also be obtained from the FDIC's Public Information Center (877-275-3342 or 703-562-2200).PR-189-2010

Joint Release: Agencies Issue Advance notice on Alternatives to the use of Credit ratings of regulatory capital guidelines proposed EASAlle

Joint Release: CRA hearing in Chicago is available For Online viewing

Press ReleasesThe Directors General of the United States Government
Currency as the Chief Financial Officer Office
The Federal Deposit Insurance Corporation
Office of Thrift Supervision
CRA hearing in Chicago is available For Online viewing

Online viewing is available for public consultation Thursday, Chicago, kuljetusjärjestelmiä options that meet the Community Reinvestment Act (CRA).

This is the third of four public hearings, the Federal Deposit Insurance Corporation, currency control and the Chief Financial Officer Office of the Executive Board of the Agency, in conjunction with the Thrift sponsored.

The hearing is scheduled for Thursday, August 12,-4: 30 p.m. Federal Reserve Bank of Chicago from 9: 00 onwards. at the hearing, you can view online at: www.ustream.tv/channel/federalreserve.tekstitys must also be available online. at the hearing, copy of which is attached the agenda.

After Chicago at the hearing, the hearing transcript and agencies post audio recording www.federalreserve.gov.on the series CRA guidelines on the revised threshold applying to public hearings, the sending of the comments, for more information, see www.ffiec.gov/cra/hearings.htm.# ##

Annex:
Joint Public Hearing on the Community Reinvestment Act regulation agenda-PDF (PDF help)

Media contacts:

FDIC: PR-182-2010